The Ontario government is proposing a major change that could significantly impact home buyers across the province. For a limited one-year period, the HST rebate on new homes may be extended to ALL buyers — not just first-time home buyers.

This creates a unique opportunity for buyers, investors, and move-up homeowners to save up to $130,000 on their purchase.

What Is the HST Rebate?

The HST (Harmonized Sales Tax) rebate is a government incentive designed to reduce the tax burden on buyers purchasing newly built homes or pre-construction properties.

Traditionally, this rebate has been limited to owner-occupied purchases, but this new proposal could temporarily expand eligibility.

What’s Changing in 2026?

For a one-year window, the Ontario government is proposing:

 HST rebate eligibility for ALL buyers
Applies to investors and repeat buyers
Potential savings of up to $130,000

This is a major shift that could increase demand in the pre-construction and new home market.

Who Qualifies?

To qualify under the proposed program:

• Purchase agreement must be signed between April 1, 2026 – March 31, 2027
• Construction must begin on or before December 31, 2028
• Home must be substantially completed by December 31, 2031

Additional Eligibility Scenario

You may also qualify if:

• Construction began before March 31, 2026
• Purchase agreement signed between April 1, 2026 – March 31, 2027
• Home is completed by December 31, 2029

What Properties Are Eligible?

This rebate applies to:

️ New Construction Homes
️ Pre-Construction Condominiums
️ Investment Properties

How Much Can You Save?

Buyers could save up to $130,000, depending on the purchase price and eligibility.

This can significantly reduce your upfront costs or improve your investment returns.

⏳ Why Timing Matters

This is a limited-time opportunity. Buyers who plan early will have:

• More project options
• Better pricing opportunities
• Access to builder incentives

Waiting too long could mean missing out on both inventory and savings.

What This Means for the Market

This proposal could:

• Increase demand for new homes and condos
• Benefit investors entering the market
• Create upward pressure on prices

Acting early may give buyers a competitive advantage.

Get Expert Guidance

If you're considering buying or investing, now is the time to prepare.

I can help you with:

️ Access to new and pre-construction projects
️ Builder incentives and pricing
️ Step-by-step guidance through the process

‍ Jatinder Samra

Real Estate Broker
647-808-4645
 www.jatindersamra.com